Insurance Services

MSBA Insurance and Risk Management Programs Overview

The Insurance Services and Risk Management team at the MSBA provides Mississippi school districts with the expertise and support they need to protect their people, property, and operations.

Our team works closely with district leaders to navigate the complexities of risk management, insurance compliance, and coverage selection—ensuring schools are properly protected while maintaining fiscal responsibility. By offering guidance rooted in real-world experience and a deep understanding of educational environments, we help districts make informed decisions that safeguard both students and staff.

Beyond helping districts secure the right insurance solutions, our department serves as a year‑round partner in risk prevention and claims support. We assist schools in evaluating their unique exposures, implementing safety best practices, and responding effectively when incidents occur. Because every district operates differently, our approach is tailored, practical, and focused on reducing disruptions so educators can stay focused on teaching and learning.

Through our portfolio of specialized services—each designed specifically for the needs of Mississippi’s public schools—we provide comprehensive support that simplifies the insurance process and strengthens district operations. Whether a district needs help managing property coverage, handling workers’ compensation, coordinating risk assessments, or navigating policy requirements, our team is committed to delivering reliable guidance and exceptional service.

QUESTIONS?

Anissa Young, CSRM, CSIWCP

Insurance Program Manager

ayoung@msbaonline.org

601-924-2001

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Workers’ Comp
Workers’ Comp Claims Reporting Forms
Property Trust
Casualty Trust

MSBA Workers Compensation Program

When an employee is injured on the job, the impact is felt across the entire school community. The MSBA Workers’ Compensation Trust (WCT) provides reliable, cost‑effective protection designed specifically for Mississippi school districts, ensuring employees receive the care they need while helping districts manage costs and claims efficiently.

By joining the WCT, your district becomes part of a program built around the unique risks and responsibilities of public education.

Why Districts Choose the MSBA Workers’ Compensation Trust

Shared Strength Among Similar Members
Districts participate in a group where all members face similar workplace risks, creating stability and predictability in coverage and costs.
Governed by School Leaders
The Trust is overseen by a Board of Trustees elected by participating districts, ensuring decisions are made by those who understand the needs of Mississippi schools.

School‑Focused Loss Control and Safety Support
Members receive access to Loss Control and Safety Seminars designed specifically for school district operations, helping prevent injuries before they happen.

Professional Claims Management
Experienced claims specialists support districts and employees throughout the process, ensuring timely care and responsible handling of every claim.

Long‑Term Financial Stability
The Trust’s strength comes from consistent membership, sound management practices, and a commitment to serving Mississippi schools for the long term.

The Workers’ Compensation Trust is governed by trustees elected by member districts. These leaders set policy, guide the program’s direction, and ensure the Trust continues to deliver strong service, stability, and value year after year.

Workers Compensation claims reporting forms

This form is required by the Mississippi Workers’ Compensation Commission and must be filed on all claims. It is often referred to as the B-3 form.

This form collects all of the required information for the B-3 but gives more room to write and is more user friendly. Either this form or the First Notice of Loss form above can be completed and submitted directly into the CorVel CareMC claims system.

This form may be used if there is a witness(es) to the incident. Information on the form helps the adjuster in investigating the claim.

This form must be signed so that the adjuster can get copies of the medical records and pay any bills MSBA is responsible for paying.

The form gives notification of the doctor chosen by the employee to render treatment.

This form goes with the employee to the doctor. It has a section to be completed by the doctor regarding work status.

This form allows an employee to receive a 14 day supply of medications with no out of pocket expense or co-pays. Injured employees should take this form with them to the pharmacy when filling their first prescription.

*These forms must be completed and faxed to CorVel at 1-866-434-4720.

MSBA Property Trust Program

The MSBA Property Trust provides reliable, straightforward protection for the places where teaching and learning happen every day—your classrooms, cafeterias, offices, gyms, libraries, and the equipment that keeps them running. Our Property program is built specifically for Mississippi’s K–12 public schools, offering coverage that is strong, stable, and tailored to the needs of school districts.

By choosing the Trust, your district benefits from financial strength, expert guidance, and coverage designed to protect your facilities so you can keep resources where they matter most—in the classroom.

As a member‑driven program, the Property Trust is shaped by the needs and realities of Mississippi school districts, with MSBA providing knowledgeable oversight and support.

When your district joins the Property Trust, you’re not just purchasing coverage—you’re gaining a trusted partner. Our team is here to help you navigate unexpected property issues and claims with clarity, support, and a commitment to getting your schools back on track quickly.

MSBA Casualty Trust Program

Educators have a tough job, and today’s school environment brings a wide range of legal and safety challenges. With so much activity happening on your campuses every day, districts may face claims involving personal injury, bullying, employment practices, special education, Title IX, sexual harassment, and more.

The MSBA Casualty Trust provides straightforward, reliable protection to help districts navigate these situations with confidence.

The Casualty Trust provides :

School Board Legal Liability: Protects your schools, employees, board members, and volunteers against allegations that they harmed someone while doing their jobs. Examples include employment discrimination, constitutional rights violations, and sexual harassment.

General Liability: Protects schools when people are injured, or their property is damaged, and they want to hold your organization responsible. Examples include slips or falls on school property and tree limbs falling on vehicles.

Other areas of specialized liability protection for members: Includes law enforcement liability, employee benefits liability, and wrongful acts coverage.

When legal challenges arise, you don’t have to face them alone. By joining the Casualty Trust, your district gains a partner who understands the unique environment of Mississippi’s public schools and is committed to helping you respond effectively and responsibly.